Call reports 2017
FIRST NATIONAL BANK IN STAUNTON, THE — 2017
What FIRST NATIONAL BANK IN STAUNTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 517,521,000 | 512,247,000 | 516,367,000 | 524,242,000 |
| Total loans | 345,926,000 | 344,828,000 | 344,840,000 | 349,091,000 |
| Allowance for loan losses | 7,291,000 | 7,214,000 | 7,304,000 | 7,212,000 |
| Securities available for sale | 111,565,000 | 116,028,000 | 116,963,000 | 125,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,188,000 | 414,274,000 | 420,318,000 | 423,983,000 |
| Interest-bearing deposits | 339,506,000 | 334,932,000 | 337,036,000 | 335,814,000 |
| Noninterest-bearing deposits | 84,682,000 | 79,342,000 | 83,282,000 | 88,169,000 |
| Equity capital | 61,068,000 | 62,461,000 | 62,616,000 | 62,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,185,000 | 8,466,000 | 12,930,000 | 17,448,000 |
| Interest expense | 545,000 | 1,142,000 | 1,721,000 | 2,364,000 |
| Net interest income | 3,640,000 | 7,324,000 | 11,209,000 | 15,084,000 |
| Noninterest income | 957,000 | 2,003,000 | 2,997,000 | 4,001,000 |
| Noninterest expense | 3,083,000 | 6,276,000 | 9,515,000 | 12,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,516,000 | 3,066,000 | 4,707,000 | 6,202,000 |
| Income tax | 11,000 | 23,000 | 35,000 | 46,000 |
| Net income | 1,505,000 | 3,043,000 | 4,672,000 | 6,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,308,000 | 58,696,000 | 58,968,000 | 59,762,000 |
| Total capital | 62,910,000 | 63,296,000 | 63,555,000 | 64,498,000 |
| Risk-weighted assets | 365,489,000 | 365,447,000 | 364,250,000 | 376,421,000 |