Call reports 2015
ELKHART STATE BANK, THE — 2015
What ELKHART STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 42,523,000 |
| Total loans | 8,939,000 |
| Allowance for loan losses | 1,985,000 |
| Securities available for sale | 24,735,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 40,663,000 |
| Interest-bearing deposits | 23,923,000 |
| Noninterest-bearing deposits | 16,740,000 |
| Equity capital | -501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 325,000 |
| Interest expense | 15,000 |
| Net interest income | 310,000 |
| Noninterest income | 101,000 |
| Noninterest expense | 615,000 |
| Provision for loan losses | 263,000 |
| Pretax income | -467,000 |
| Income tax | 0 |
| Net income | -467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 1,264,000 |
| Total capital | 1,472,000 |
| Risk-weighted assets | 14,912,000 |