Call reports 2013

ELKHART STATE BANK, THE — 2013

Name: ELKHART STATE BANK, THE — FFIEC call report 2013
Creator: ELKHART STATE BANK, THE

What ELKHART STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/184bde6b-7304-49dc-9667-9018e4b5fb3a/2013

Balance sheet

What the bank holds and owes at quarter end

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Total assets	57,458,000	56,182,000	57,507,000	60,709,000
Total loans	21,232,000	21,085,000	19,679,000	17,964,000
Allowance for loan losses	801,000	562,000	547,000	699,000
Securities available for sale	29,482,000	28,415,000	28,593,000	31,735,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	51,029,000	50,545,000	51,610,000	55,780,000
Interest-bearing deposits	33,269,000	33,861,000	35,090,000	38,696,000
Noninterest-bearing deposits	17,760,000	16,684,000	16,520,000	17,084,000
Equity capital	6,165,000	5,389,000	5,655,000	4,682,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Interest income	715,000	1,354,000	1,967,000	2,605,000
Interest expense	78,000	157,000	240,000	328,000
Net interest income	637,000	1,197,000	1,727,000	2,277,000
Noninterest income	115,000	208,000	303,000	386,000
Noninterest expense	637,000	1,390,000	1,955,000	2,636,000
Provision for loan losses	391,000	543,000	578,000	1,324,000
Pretax income	-276,000	-528,000	-486,000	-1,280,000
Income tax	-54,000	-208,000	-264,000	-167,000
Net income	-222,000	-320,000	-222,000	-1,113,000

Basel measures — not reported for every quarter

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Tier 1 capital	6,040,000	6,044,000	6,141,000	5,240,000
Total capital	6,442,000	6,455,000	6,533,000	5,628,000
Risk-weighted assets	31,785,000	32,744,000	31,219,000	30,746,000