Call reports 2025
SUPERIOR SAVINGS BANK — 2025
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 85,755,000 | 84,749,000 | 90,876,000 | 93,802,000 |
| Total loans | 75,953,000 | 75,888,000 | 76,305,000 | 81,074,000 |
| Allowance for loan losses | 1,658,000 | 1,689,000 | 1,705,000 | 1,735,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,531,000 | 68,168,000 | 74,279,000 | 77,125,000 |
| Interest-bearing deposits | 61,984,000 | 62,142,000 | 67,142,000 | 70,617,000 |
| Noninterest-bearing deposits | 5,547,000 | 6,026,000 | 7,137,000 | 6,508,000 |
| Equity capital | 15,939,000 | 16,097,000 | 16,196,000 | 16,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,258,000 | 3,449,000 | 4,700,000 |
| Interest expense | 329,000 | 659,000 | 1,001,000 | 1,363,000 |
| Net interest income | 759,000 | 1,599,000 | 2,448,000 | 3,337,000 |
| Noninterest income | 101,000 | 201,000 | 303,000 | 428,000 |
| Noninterest expense | 692,000 | 1,390,000 | 2,185,000 | 2,889,000 |
| Provision for loan losses | 19,000 | 50,000 | 66,000 | 96,000 |
| Pretax income | 138,000 | 350,000 | 476,000 | 756,000 |
| Income tax | 35,000 | 89,000 | 116,000 | 188,000 |
| Net income | 103,000 | 261,000 | 360,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,939,000 | 16,097,000 | 16,196,000 | 16,404,000 |