Call reports 2024
SUPERIOR SAVINGS BANK — 2024
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 85,860,000 | 85,991,000 | 86,030,000 | 87,286,000 |
| Total loans | 70,025,000 | 70,258,000 | 73,077,000 | 75,098,000 |
| Allowance for loan losses | 1,572,000 | 1,602,000 | 1,632,000 | 1,678,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,182,000 | 70,250,000 | 69,883,000 | 69,230,000 |
| Interest-bearing deposits | 62,281,000 | 61,114,000 | 47,016,000 | 59,946,000 |
| Noninterest-bearing deposits | 7,901,000 | 9,136,000 | 22,867,000 | 9,284,000 |
| Equity capital | 15,336,000 | 15,503,000 | 15,650,000 | 15,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,070,000 | 3,171,000 | 4,321,000 |
| Interest expense | 247,000 | 516,000 | 802,000 | 1,084,000 |
| Net interest income | 769,000 | 1,554,000 | 2,369,000 | 3,237,000 |
| Noninterest income | 95,000 | 205,000 | 313,000 | 426,000 |
| Noninterest expense | 670,000 | 1,312,000 | 1,990,000 | 2,695,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 106,000 |
| Pretax income | 194,000 | 417,000 | 632,000 | 862,000 |
| Income tax | 48,000 | 105,000 | 173,000 | 217,000 |
| Net income | 146,000 | 312,000 | 459,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,336,000 | 15,503,000 | 15,650,000 | 15,836,000 |