Call reports 2023
SUPERIOR SAVINGS BANK — 2023
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 81,702,000 | 83,013,000 | 85,286,000 | 88,662,000 |
| Total loans | 64,811,000 | 65,058,000 | 64,888,000 | 67,228,000 |
| Allowance for loan losses | 1,572,000 | 1,572,000 | 1,572,000 | 1,569,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,549,000 | 67,817,000 | 69,871,000 | 73,185,000 |
| Interest-bearing deposits | 58,461,000 | 58,599,000 | 59,826,000 | 63,879,000 |
| Noninterest-bearing deposits | 8,088,000 | 9,218,000 | 10,045,000 | 9,306,000 |
| Equity capital | 14,717,000 | 14,875,000 | 15,080,000 | 15,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,623,000 | 2,522,000 | 3,511,000 |
| Interest expense | 56,000 | 183,000 | 356,000 | 579,000 |
| Net interest income | 710,000 | 1,440,000 | 2,166,000 | 2,932,000 |
| Noninterest income | 118,000 | 230,000 | 356,000 | 459,000 |
| Noninterest expense | 612,000 | 1,236,000 | 1,827,000 | 2,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 434,000 | 695,000 | 856,000 |
| Income tax | 59,000 | 119,000 | 175,000 | 225,000 |
| Net income | 157,000 | 315,000 | 520,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,717,000 | 14,875,000 | 15,080,000 | 15,191,000 |