Call reports 2022
SUPERIOR SAVINGS BANK — 2022
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,478,000 | 82,554,000 | 81,893,000 | 81,451,000 |
| Total loans | 53,219,000 | 59,594,000 | 63,012,000 | 65,478,000 |
| Allowance for loan losses | 1,574,000 | 1,574,000 | 1,574,000 | 1,572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 264,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,068,000 | 68,133,000 | 67,230,000 | 66,651,000 |
| Interest-bearing deposits | 62,087,000 | 59,614,000 | 58,435,000 | 57,239,000 |
| Noninterest-bearing deposits | 7,981,000 | 8,519,000 | 8,795,000 | 9,412,000 |
| Equity capital | 14,117,000 | 14,207,000 | 14,400,000 | 14,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,076,000 | 1,758,000 | 2,513,000 |
| Interest expense | 11,000 | 21,000 | 31,000 | 49,000 |
| Net interest income | 484,000 | 1,055,000 | 1,727,000 | 2,464,000 |
| Noninterest income | 133,000 | 285,000 | 434,000 | 572,000 |
| Noninterest expense | 593,000 | 1,192,000 | 1,747,000 | 2,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 148,000 | 414,000 | 635,000 |
| Income tax | 7,000 | 41,000 | 114,000 | 175,000 |
| Net income | 17,000 | 107,000 | 300,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,117,000 | 14,207,000 | 14,400,000 | 14,560,000 |