Call reports 2021
SUPERIOR SAVINGS BANK — 2021
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 77,653,000 | 77,535,000 | 79,813,000 | 83,898,000 |
| Total loans | 49,863,000 | 51,890,000 | 50,273,000 | 52,196,000 |
| Allowance for loan losses | 1,483,000 | 1,528,000 | 1,551,000 | 1,574,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 770,000 | 508,000 | 267,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,514,000 | 63,452,000 | 65,676,000 | 69,554,000 |
| Interest-bearing deposits | 56,407,000 | 55,743,000 | 56,607,000 | 60,442,000 |
| Noninterest-bearing deposits | 7,107,000 | 7,709,000 | 9,069,000 | 9,112,000 |
| Equity capital | 13,667,000 | 13,782,000 | 13,888,000 | 14,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,016,000 | 1,529,000 | 2,028,000 |
| Interest expense | 10,000 | 21,000 | 31,000 | 42,000 |
| Net interest income | 490,000 | 995,000 | 1,498,000 | 1,986,000 |
| Noninterest income | 247,000 | 477,000 | 691,000 | 1,152,000 |
| Noninterest expense | 557,000 | 1,088,000 | 1,636,000 | 2,270,000 |
| Provision for loan losses | 45,000 | 90,000 | 113,000 | 135,000 |
| Pretax income | 135,000 | 294,000 | 440,000 | 733,000 |
| Income tax | 37,000 | 81,000 | 121,000 | 202,000 |
| Net income | 98,000 | 213,000 | 319,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,667,000 | 13,782,000 | 13,888,000 | 14,100,000 |