Call reports 2020
SUPERIOR SAVINGS BANK — 2020
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,332,000 | 72,776,000 | 76,195,000 | 78,109,000 |
| Total loans | 44,177,000 | 43,490,000 | 48,035,000 | 50,369,000 |
| Allowance for loan losses | 1,329,000 | 1,362,000 | 1,405,000 | 1,450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,498,000 | 2,759,000 | 3,032,000 | 3,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,894,000 | 59,001,000 | 62,266,000 | 64,068,000 |
| Interest-bearing deposits | 48,422,000 | 51,782,000 | 53,417,000 | 55,655,000 |
| Noninterest-bearing deposits | 5,472,000 | 7,219,000 | 8,849,000 | 8,413,000 |
| Equity capital | 13,051,000 | 13,286,000 | 13,452,000 | 13,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,115,000 | 1,580,000 | 2,097,000 |
| Interest expense | 12,000 | 24,000 | 34,000 | 46,000 |
| Net interest income | 586,000 | 1,091,000 | 1,546,000 | 2,051,000 |
| Noninterest income | 126,000 | 493,000 | 864,000 | 1,170,000 |
| Noninterest expense | 535,000 | 1,049,000 | 1,600,000 | 2,205,000 |
| Provision for loan losses | 15,000 | 50,000 | 95,000 | 140,000 |
| Pretax income | 162,000 | 485,000 | 715,000 | 876,000 |
| Income tax | 45,000 | 133,000 | 197,000 | 241,000 |
| Net income | 117,000 | 352,000 | 518,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,051,000 | 13,286,000 | 13,452,000 | 13,569,000 |