Call reports 2019
SUPERIOR SAVINGS BANK — 2019
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,501,000 | 64,695,000 | 66,302,000 | 68,505,000 |
| Total loans | 44,309,000 | 43,816,000 | 43,528,000 | 45,172,000 |
| Allowance for loan losses | 1,266,000 | 1,278,000 | 1,295,000 | 1,314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 2,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,791,000 | 51,929,000 | 53,259,000 | 55,297,000 |
| Interest-bearing deposits | 46,056,000 | 46,368,000 | 47,521,000 | 49,483,000 |
| Noninterest-bearing deposits | 4,735,000 | 5,561,000 | 5,738,000 | 5,814,000 |
| Equity capital | 12,470,000 | 12,586,000 | 12,814,000 | 12,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,260,000 | 1,908,000 | 2,522,000 |
| Interest expense | 11,000 | 23,000 | 35,000 | 48,000 |
| Net interest income | 619,000 | 1,237,000 | 1,873,000 | 2,474,000 |
| Noninterest income | 91,000 | 210,000 | 347,000 | 486,000 |
| Noninterest expense | 502,000 | 1,067,000 | 1,509,000 | 2,064,000 |
| Provision for loan losses | 12,000 | 24,000 | 41,000 | 60,000 |
| Pretax income | 196,000 | 356,000 | 670,000 | 836,000 |
| Income tax | 55,000 | 99,000 | 185,000 | 231,000 |
| Net income | 141,000 | 257,000 | 485,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,470,000 | 12,586,000 | 12,814,000 | 12,934,000 |
| Total capital | 12,931,000 | 13,043,000 | 13,258,000 | 13,391,000 |
| Risk-weighted assets | 36,083,000 | 35,724,000 | 34,703,000 | 35,678,000 |