Call reports 2018
SUPERIOR SAVINGS BANK — 2018
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,644,000 | 65,265,000 | 66,203,000 | 66,870,000 |
| Total loans | 43,998,000 | 43,951,000 | 44,735,000 | 44,923,000 |
| Allowance for loan losses | 1,255,000 | 1,229,000 | 1,239,000 | 1,254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,305,000 | 52,995,000 | 53,621,000 | 54,313,000 |
| Interest-bearing deposits | 49,166,000 | 47,805,000 | 47,938,000 | 48,592,000 |
| Noninterest-bearing deposits | 4,139,000 | 5,190,000 | 5,683,000 | 5,721,000 |
| Equity capital | 11,984,000 | 12,126,000 | 12,212,000 | 12,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,165,000 | 1,760,000 | 2,384,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 53,000 |
| Net interest income | 567,000 | 1,138,000 | 1,720,000 | 2,331,000 |
| Noninterest income | 64,000 | 157,000 | 228,000 | 339,000 |
| Noninterest expense | 464,000 | 967,000 | 1,479,000 | 2,037,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 158,000 | 310,000 | 436,000 | 585,000 |
| Income tax | 43,000 | 53,000 | 93,000 | 125,000 |
| Net income | 115,000 | 257,000 | 343,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,984,000 | 12,126,000 | 12,212,000 | 12,329,000 |
| Total capital | 12,446,000 | 12,583,000 | 12,671,000 | 12,786,000 |
| Risk-weighted assets | 36,178,000 | 35,791,000 | 35,912,000 | 35,772,000 |