Call reports 2017
SUPERIOR SAVINGS BANK — 2017
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,536,000 | 66,737,000 | 67,307,000 | 71,925,000 |
| Total loans | 44,178,000 | 44,677,000 | 45,325,000 | 44,589,000 |
| Allowance for loan losses | 1,214,000 | 1,226,000 | 1,235,000 | 1,246,000 |
| Securities available for sale | 2,839,000 | 1,563,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,680,000 | 54,757,000 | 55,176,000 | 59,748,000 |
| Interest-bearing deposits | 49,781,000 | 49,690,000 | 50,250,000 | 53,797,000 |
| Noninterest-bearing deposits | 3,899,000 | 5,067,000 | 4,926,000 | 5,951,000 |
| Equity capital | 11,628,000 | 11,722,000 | 11,861,000 | 11,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,095,000 | 1,671,000 | 2,240,000 |
| Interest expense | 14,000 | 29,000 | 43,000 | 57,000 |
| Net interest income | 530,000 | 1,066,000 | 1,628,000 | 2,183,000 |
| Noninterest income | 126,000 | 231,000 | 382,000 | 492,000 |
| Noninterest expense | 470,000 | 944,000 | 1,422,000 | 1,983,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 171,000 | 288,000 | 407,000 | 496,000 |
| Income tax | 67,000 | 112,000 | 158,000 | 240,000 |
| Net income | 104,000 | 176,000 | 249,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,628,000 | 11,722,000 | 11,861,000 | 11,869,000 |
| Total capital | 12,084,000 | 12,196,000 | 12,337,000 | 12,358,000 |
| Risk-weighted assets | 35,788,000 | 37,155,000 | 37,329,000 | 38,369,000 |