Call reports 2016
SUPERIOR SAVINGS BANK — 2016
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,221,000 | 64,953,000 | 64,508,000 | 66,730,000 |
| Total loans | 44,450,000 | 45,108,000 | 44,528,000 | 44,029,000 |
| Allowance for loan losses | 1,255,000 | 1,219,000 | 1,229,000 | 1,201,000 |
| Securities available for sale | 3,547,000 | 3,553,000 | 3,547,000 | 2,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,730,000 | 53,243,000 | 52,768,000 | 55,040,000 |
| Interest-bearing deposits | 49,113,000 | 48,870,000 | 48,174,000 | 50,769,000 |
| Noninterest-bearing deposits | 3,617,000 | 4,373,000 | 4,594,000 | 4,271,000 |
| Equity capital | 11,306,000 | 11,392,000 | 11,475,000 | 11,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,030,000 | 1,557,000 | 2,082,000 |
| Interest expense | 17,000 | 32,000 | 48,000 | 62,000 |
| Net interest income | 496,000 | 998,000 | 1,509,000 | 2,020,000 |
| Noninterest income | 96,000 | 238,000 | 373,000 | 499,000 |
| Noninterest expense | 514,000 | 1,011,000 | 1,503,000 | 2,045,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 69,000 | 207,000 | 346,000 | 376,000 |
| Income tax | 25,000 | 81,000 | 133,000 | 147,000 |
| Net income | 44,000 | 126,000 | 213,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,306,000 | 11,392,000 | 11,475,000 | 11,521,000 |
| Total capital | 11,762,000 | 11,849,000 | 11,930,000 | 11,975,000 |
| Risk-weighted assets | 35,692,000 | 35,896,000 | 35,631,000 | 35,611,000 |