Call reports 2015
SUPERIOR SAVINGS BANK — 2015
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,468,000 | 62,785,000 | 66,088,000 | 66,696,000 |
| Total loans | 41,689,000 | 43,245,000 | 43,708,000 | 45,327,000 |
| Allowance for loan losses | 1,315,000 | 1,315,000 | 1,315,000 | 1,266,000 |
| Securities available for sale | 3,588,000 | 3,584,000 | 3,573,000 | 3,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,122,000 | 51,217,000 | 54,634,000 | 55,240,000 |
| Interest-bearing deposits | 47,218,000 | 47,772,000 | 50,897,000 | 51,267,000 |
| Noninterest-bearing deposits | 2,904,000 | 3,445,000 | 3,737,000 | 3,973,000 |
| Equity capital | 11,203,000 | 11,179,000 | 11,237,000 | 11,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,014,000 | 1,529,000 | 2,060,000 |
| Interest expense | 19,000 | 38,000 | 56,000 | 76,000 |
| Net interest income | 483,000 | 976,000 | 1,473,000 | 1,984,000 |
| Noninterest income | 83,000 | 190,000 | 312,000 | 402,000 |
| Noninterest expense | 540,000 | 1,169,000 | 1,694,000 | 2,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | -3,000 | 91,000 | 145,000 |
| Income tax | 9,000 | 0 | 31,000 | 48,000 |
| Net income | 17,000 | -3,000 | 60,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,096,000 | 11,179,000 | 11,237,000 | 11,265,000 |
| Total capital | 11,527,000 | 11,655,000 | 11,690,000 | 11,728,000 |
| Risk-weighted assets | 33,629,000 | 37,179,000 | 35,339,000 | 36,233,000 |