Call reports 2014
SUPERIOR SAVINGS BANK — 2014
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,056,000 | 62,755,000 | 61,039,000 | 63,343,000 |
| Total loans | 41,364,000 | 41,945,000 | 43,398,000 | 42,133,000 |
| Allowance for loan losses | 1,457,000 | 1,432,000 | 1,327,000 | 1,315,000 |
| Securities available for sale | 3,591,000 | 3,586,000 | 3,604,000 | 3,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,839,000 | 51,393,000 | 49,684,000 | 52,025,000 |
| Interest-bearing deposits | 48,669,000 | 48,739,000 | 47,395,000 | 48,328,000 |
| Noninterest-bearing deposits | 2,170,000 | 2,654,000 | 2,289,000 | 3,697,000 |
| Equity capital | 11,121,000 | 11,150,000 | 11,168,000 | 11,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,069,000 | 1,597,000 | 2,130,000 |
| Interest expense | 25,000 | 49,000 | 71,000 | 91,000 |
| Net interest income | 517,000 | 1,020,000 | 1,526,000 | 2,039,000 |
| Noninterest income | 86,000 | 169,000 | 244,000 | 331,000 |
| Noninterest expense | 595,000 | 1,149,000 | 1,709,000 | 2,282,000 |
| Provision for loan losses | -43,000 | -43,000 | -62,000 | -75,000 |
| Pretax income | 51,000 | 83,000 | 123,000 | 163,000 |
| Income tax | 20,000 | 20,000 | 47,000 | 60,000 |
| Net income | 31,000 | 63,000 | 76,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,069,000 | 11,099,000 | 11,168,000 | 11,189,000 |
| Total capital | 11,545,000 | 11,592,000 | 11,663,000 | 11,660,000 |
| Risk-weighted assets | 37,080,000 | 38,461,000 | 38,842,000 | 36,845,000 |