Call reports 2013
SUPERIOR SAVINGS BANK — 2013
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,363,000 | 61,878,000 | 62,425,000 | 63,149,000 |
| Total loans | 44,136,000 | 43,720,000 | 42,467,000 | 42,716,000 |
| Allowance for loan losses | 1,724,000 | 1,731,000 | 1,677,000 | 1,515,000 |
| Securities available for sale | 3,570,000 | 3,570,000 | 3,565,000 | 3,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,331,000 | 50,800,000 | 51,237,000 | 51,869,000 |
| Interest-bearing deposits | 48,233,000 | 48,019,000 | 48,800,000 | 49,377,000 |
| Noninterest-bearing deposits | 2,098,000 | 2,781,000 | 2,437,000 | 2,492,000 |
| Equity capital | 10,915,000 | 10,970,000 | 10,994,000 | 11,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,154,000 | 1,694,000 | 2,205,000 |
| Interest expense | 35,000 | 67,000 | 98,000 | 125,000 |
| Net interest income | 539,000 | 1,087,000 | 1,596,000 | 2,080,000 |
| Noninterest income | 150,000 | 265,000 | 381,000 | 703,000 |
| Noninterest expense | 580,000 | 1,135,000 | 1,711,000 | 2,501,000 |
| Provision for loan losses | 40,000 | 50,000 | 50,000 | -85,000 |
| Pretax income | 69,000 | 167,000 | 216,000 | 367,000 |
| Income tax | 27,000 | 65,000 | 84,000 | 143,000 |
| Net income | 42,000 | 102,000 | 132,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,813,000 | 10,870,000 | 10,894,000 | 10,970,000 |
| Total capital | 11,279,000 | 11,335,000 | 11,357,000 | 11,428,000 |
| Risk-weighted assets | 36,012,000 | 35,906,000 | 35,815,000 | 35,569,000 |