Call reports 2012
SUPERIOR SAVINGS BANK — 2012
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,250,000 | 61,788,000 | 63,052,000 | 65,673,000 |
| Total loans | 47,320,000 | 47,345,000 | 48,312,000 | 45,870,000 |
| Allowance for loan losses | 1,660,000 | 1,720,000 | 1,740,000 | 1,757,000 |
| Securities available for sale | 3,527,000 | 3,542,000 | 3,565,000 | 3,566,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,532,000 | 50,984,000 | 52,127,000 | 54,719,000 |
| Interest-bearing deposits | 48,227,000 | 48,328,000 | 49,252,000 | 51,951,000 |
| Noninterest-bearing deposits | 2,305,000 | 2,656,000 | 2,875,000 | 2,768,000 |
| Equity capital | 10,563,000 | 10,682,000 | 10,777,000 | 10,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,315,000 | 1,949,000 | 2,597,000 |
| Interest expense | 50,000 | 94,000 | 136,000 | 173,000 |
| Net interest income | 628,000 | 1,221,000 | 1,813,000 | 2,424,000 |
| Noninterest income | 139,000 | 356,000 | 580,000 | 687,000 |
| Noninterest expense | 517,000 | 1,080,000 | 1,735,000 | 2,280,000 |
| Provision for loan losses | 50,000 | 110,000 | 130,000 | 130,000 |
| Pretax income | 200,000 | 387,000 | 528,000 | 701,000 |
| Income tax | 78,000 | 151,000 | 206,000 | 279,000 |
| Net income | 122,000 | 236,000 | 322,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,441,000 | 10,559,000 | 10,660,000 | 10,769,000 |
| Total capital | 10,926,000 | 11,051,000 | 11,151,000 | 11,250,000 |
| Risk-weighted assets | 37,630,000 | 38,138,000 | 38,025,000 | 37,211,000 |