Call reports 2011
SUPERIOR SAVINGS BANK — 2011
What SUPERIOR SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,496,000 | 60,917,000 | 64,948,000 | 63,831,000 |
| Total loans | 50,020,000 | 50,093,000 | 50,666,000 | 48,154,000 |
| Allowance for loan losses | 1,684,000 | 1,700,000 | 1,792,000 | 1,789,000 |
| Securities available for sale | 3,456,000 | 3,469,000 | 3,484,000 | 3,503,000 |
| Securities held to maturity | 6,000 | 5,000 | 4,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,090,000 | 50,470,000 | 54,383,000 | 53,297,000 |
| Interest-bearing deposits | 48,967,000 | 48,024,000 | 51,890,000 | 50,563,000 |
| Noninterest-bearing deposits | 2,123,000 | 2,446,000 | 2,493,000 | 2,734,000 |
| Equity capital | 10,268,000 | 10,320,000 | 10,395,000 | 10,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,477,000 | 2,241,000 | 2,944,000 |
| Interest expense | 101,000 | 186,000 | 268,000 | 338,000 |
| Net interest income | 659,000 | 1,291,000 | 1,973,000 | 2,606,000 |
| Noninterest income | 126,000 | 209,000 | 331,000 | 425,000 |
| Noninterest expense | 531,000 | 1,070,000 | 1,624,000 | 2,226,000 |
| Provision for loan losses | 175,000 | 260,000 | 390,000 | 460,000 |
| Pretax income | 79,000 | 170,000 | 290,000 | 345,000 |
| Income tax | 32,000 | 68,000 | 113,000 | 135,000 |
| Net income | 47,000 | 102,000 | 177,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,143,000 | 10,194,000 | 10,270,000 | 10,300,000 |
| Total capital | 10,658,000 | 10,708,000 | 10,798,000 | 10,811,000 |
| Risk-weighted assets | 40,056,000 | 39,933,000 | 40,966,000 | 39,623,000 |