Call reports 2024
VALLEY STATE BANK, THE — 2024
What VALLEY STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 191,351,000 | 188,435,000 | 194,032,000 | 194,870,000 |
| Total loans | 106,473,000 | 104,614,000 | 109,540,000 | 109,564,000 |
| Allowance for loan losses | 1,039,000 | 796,000 | 851,000 | 919,000 |
| Securities available for sale | 63,363,000 | 64,407,000 | 65,361,000 | 68,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,951,000 | 156,149,000 | 163,524,000 | 163,267,000 |
| Interest-bearing deposits | 107,649,000 | 109,006,000 | 115,102,000 | 116,196,000 |
| Noninterest-bearing deposits | 52,302,000 | 47,143,000 | 48,422,000 | 47,071,000 |
| Equity capital | 18,347,000 | 18,788,000 | 20,715,000 | 19,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,561,000 | 6,941,000 | 9,474,000 |
| Interest expense | 650,000 | 1,338,000 | 2,028,000 | 2,778,000 |
| Net interest income | 1,611,000 | 3,223,000 | 4,913,000 | 6,696,000 |
| Noninterest income | 125,000 | 279,000 | 456,000 | 571,000 |
| Noninterest expense | 1,292,000 | 2,564,000 | 3,874,000 | 5,037,000 |
| Provision for loan losses | 50,000 | 196,000 | 266,000 | 307,000 |
| Pretax income | 395,000 | 745,000 | 1,232,000 | 1,936,000 |
| Income tax | 101,000 | 183,000 | 299,000 | 467,000 |
| Net income | 294,000 | 562,000 | 933,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,907,000 | 23,000,000 | 23,349,000 | 23,535,000 |
Machine access — free, no API key
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