Call reports 2022
VALLEY STATE BANK, THE — 2022
What VALLEY STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 186,697,000 | 188,405,000 | 191,031,000 | 187,356,000 |
| Total loans | 96,968,000 | 99,094,000 | 99,517,000 | 98,437,000 |
| Allowance for loan losses | 1,339,000 | 1,335,000 | 1,356,000 | 1,299,000 |
| Securities available for sale | 70,208,000 | 68,629,000 | 69,703,000 | 68,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,282,000 | 160,413,000 | 152,869,000 | 155,387,000 |
| Interest-bearing deposits | 106,456,000 | 107,821,000 | 102,610,000 | 105,227,000 |
| Noninterest-bearing deposits | 52,826,000 | 52,592,000 | 50,259,000 | 50,160,000 |
| Equity capital | 18,988,000 | 17,569,000 | 17,236,000 | 17,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,429,000 | 5,231,000 | 7,046,000 |
| Interest expense | 186,000 | 376,000 | 617,000 | 983,000 |
| Net interest income | 1,462,000 | 3,053,000 | 4,614,000 | 6,063,000 |
| Noninterest income | 116,000 | 298,000 | 437,000 | 562,000 |
| Noninterest expense | 1,101,000 | 2,185,000 | 3,357,000 | 4,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 477,000 | 1,154,000 | 1,685,000 | 2,049,000 |
| Income tax | 111,000 | 277,000 | 402,000 | 486,000 |
| Net income | 366,000 | 877,000 | 1,283,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,840,000 | 21,251,000 | 21,658,000 | 21,588,000 |