Call reports 2020
VALLEY STATE BANK, THE — 2020
What VALLEY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 139,829,000 | 157,817,000 | 159,857,000 | 159,267,000 |
| Total loans | 93,308,000 | 106,176,000 | 104,962,000 | 97,326,000 |
| Allowance for loan losses | 1,082,000 | 1,128,000 | 1,161,000 | 1,206,000 |
| Securities available for sale | 27,784,000 | 26,509,000 | 28,384,000 | 38,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,954,000 | 127,002,000 | 128,981,000 | 131,422,000 |
| Interest-bearing deposits | 79,949,000 | 84,124,000 | 89,194,000 | 90,811,000 |
| Noninterest-bearing deposits | 33,005,000 | 42,878,000 | 39,787,000 | 40,611,000 |
| Equity capital | 18,472,000 | 19,073,000 | 19,437,000 | 19,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,357,000 | 5,040,000 | 6,897,000 |
| Interest expense | 250,000 | 485,000 | 713,000 | 924,000 |
| Net interest income | 1,406,000 | 2,872,000 | 4,327,000 | 5,973,000 |
| Noninterest income | 145,000 | 247,000 | 372,000 | 542,000 |
| Noninterest expense | 1,012,000 | 2,019,000 | 3,018,000 | 4,018,000 |
| Provision for loan losses | 92,000 | 219,000 | 285,000 | 405,000 |
| Pretax income | 448,000 | 884,000 | 1,401,000 | 2,097,000 |
| Income tax | 107,000 | 206,000 | 326,000 | 478,000 |
| Net income | 341,000 | 678,000 | 1,075,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,396,000 | 18,633,000 | 19,029,000 | 19,224,000 |
Machine access — free, no API key
Every figure shown here about VALLEY STATE BANK, THE — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.