Call reports 2016

VALLEY STATE BANK, THE — 2016

Name: VALLEY STATE BANK, THE — FFIEC call report 2016
Creator: VALLEY STATE BANK, THE

What VALLEY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/18341231-7f1d-42eb-ad55-b4d49378d3e3/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	124,719,000	125,879,000	124,887,000	120,813,000
Total loans	68,565,000	70,514,000	73,249,000	71,708,000
Allowance for loan losses	788,000	802,000	804,000	722,000
Securities available for sale	48,535,000	49,416,000	45,893,000	42,713,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	105,016,000	103,320,000	102,189,000	101,675,000
Interest-bearing deposits	72,137,000	72,187,000	73,927,000	74,217,000
Noninterest-bearing deposits	32,879,000	31,133,000	28,262,000	27,458,000
Equity capital	16,046,000	16,185,000	16,356,000	15,936,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,170,000	2,331,000	3,540,000	4,751,000
Interest expense	153,000	312,000	468,000	620,000
Net interest income	1,017,000	2,019,000	3,072,000	4,131,000
Noninterest income	106,000	230,000	356,000	487,000
Noninterest expense	818,000	1,608,000	2,432,000	3,332,000
Provision for loan losses	30,000	60,000	89,000	159,000
Pretax income	275,000	581,000	907,000	1,138,000
Income tax	59,000	140,000	229,000	285,000
Net income	216,000	441,000	678,000	853,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	15,700,000	15,799,000	16,037,000	15,962,000
Total capital	16,488,000	16,601,000	16,841,000	16,684,000
Risk-weighted assets	66,740,000	68,559,000	71,856,000	69,786,000