Call reports 2012
VALLEY STATE BANK, THE — 2012
What VALLEY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,135,000 | 122,639,000 | 119,977,000 | 119,990,000 |
| Total loans | 55,803,000 | 58,420,000 | 60,847,000 | 60,797,000 |
| Allowance for loan losses | 940,000 | 937,000 | 950,000 | 926,000 |
| Securities available for sale | 59,473,000 | 57,182,000 | 54,040,000 | 53,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,791,000 | 107,224,000 | 103,418,000 | 103,706,000 |
| Interest-bearing deposits | 95,410,000 | 95,923,000 | 79,609,000 | 80,447,000 |
| Noninterest-bearing deposits | 14,381,000 | 11,301,000 | 23,809,000 | 23,259,000 |
| Equity capital | 14,558,000 | 14,571,000 | 14,798,000 | 14,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,442,000 | 3,656,000 | 4,830,000 |
| Interest expense | 343,000 | 670,000 | 974,000 | 1,232,000 |
| Net interest income | 895,000 | 1,772,000 | 2,682,000 | 3,598,000 |
| Noninterest income | 103,000 | 221,000 | 341,000 | 445,000 |
| Noninterest expense | 752,000 | 1,491,000 | 2,329,000 | 3,129,000 |
| Provision for loan losses | 190,000 | 190,000 | 210,000 | 230,000 |
| Pretax income | 224,000 | 502,000 | 674,000 | 899,000 |
| Income tax | 55,000 | 123,000 | 153,000 | 205,000 |
| Net income | 169,000 | 379,000 | 521,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,502,000 | 13,613,000 | 13,755,000 | 13,778,000 |
| Total capital | 14,188,000 | 14,312,000 | 14,484,000 | 14,506,000 |
| Risk-weighted assets | 54,644,000 | 55,693,000 | 58,172,000 | 58,064,000 |
Machine access — free, no API key
Every figure shown here about VALLEY STATE BANK, THE — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.