Call reports 2025
CIBC BANK USA — 2025
What CIBC BANK USA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 61,303,250,000 | 60,355,912,000 | 61,487,093,000 | 63,978,350,000 |
| Total loans | 37,011,281,000 | 37,791,579,000 | 37,997,585,000 | 39,746,236,000 |
| Allowance for loan losses | 539,458,000 | 491,566,000 | 506,589,000 | 481,432,000 |
| Securities available for sale | 6,535,553,000 | 6,995,672,000 | 7,115,469,000 | 7,384,200,000 |
| Securities held to maturity | 2,106,526,000 | 1,877,377,000 | 1,922,442,000 | 1,861,360,000 |
| Trading assets | 3,755,000 | 5,020,000 | 4,207,000 | 4,107,000 |
| Total deposits | 48,857,202,000 | 47,592,603,000 | 48,303,382,000 | 50,773,784,000 |
| Interest-bearing deposits | 38,142,571,000 | 36,762,180,000 | 37,875,945,000 | 39,215,566,000 |
| Noninterest-bearing deposits | 10,714,631,000 | 10,830,423,000 | 10,427,437,000 | 11,558,218,000 |
| Equity capital | 10,381,141,000 | 10,685,061,000 | 10,928,925,000 | 11,175,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 814,442,000 | 1,643,883,000 | 2,488,716,000 | 3,324,385,000 |
| Interest expense | 391,945,000 | 774,932,000 | 1,161,361,000 | 1,526,668,000 |
| Net interest income | 422,497,000 | 868,951,000 | 1,327,355,000 | 1,797,717,000 |
| Noninterest income | 15,477,000 | 88,996,000 | 140,843,000 | 235,113,000 |
| Noninterest expense | 158,484,000 | 342,258,000 | 545,245,000 | 757,426,000 |
| Provision for loan losses | 23,918,000 | 8,253,000 | 21,714,000 | 72,506,000 |
| Pretax income | 253,714,000 | 601,274,000 | 888,524,000 | 1,182,347,000 |
| Income tax | 59,063,000 | 140,632,000 | 209,215,000 | 276,168,000 |
| Net income | 194,651,000 | 460,642,000 | 679,309,000 | 906,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,595,947,000 | 7,862,954,000 | 8,082,297,000 | 8,311,267,000 |
| Total capital | 8,157,733,000 | 8,436,089,000 | 8,658,655,000 | 8,895,035,000 |
| Risk-weighted assets | 44,884,840,000 | 45,847,214,000 | 46,085,097,000 | 48,277,143,000 |