Call reports 2024
CIBC BANK USA — 2024
What CIBC BANK USA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 55,048,496,000 | 55,873,969,000 | 58,902,070,000 | 61,517,047,000 |
| Total loans | 34,167,074,000 | 35,097,524,000 | 35,460,253,000 | 36,236,928,000 |
| Allowance for loan losses | 485,749,000 | 512,505,000 | 523,644,000 | 526,056,000 |
| Securities available for sale | 5,245,688,000 | 5,600,370,000 | 5,889,613,000 | 6,047,226,000 |
| Securities held to maturity | 2,863,135,000 | 2,678,032,000 | 2,504,293,000 | 2,470,063,000 |
| Trading assets | 1,915,000 | 3,081,000 | 5,268,000 | 3,045,000 |
| Total deposits | 43,630,143,000 | 43,791,815,000 | 46,874,584,000 | 49,368,389,000 |
| Interest-bearing deposits | 33,902,874,000 | 34,209,362,000 | 37,184,071,000 | 39,014,445,000 |
| Noninterest-bearing deposits | 9,727,269,000 | 9,582,453,000 | 9,690,513,000 | 10,353,944,000 |
| Equity capital | 9,401,596,000 | 9,645,486,000 | 9,973,150,000 | 10,123,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 842,242,000 | 1,690,088,000 | 2,580,076,000 | 3,450,342,000 |
| Interest expense | 418,776,000 | 843,288,000 | 1,291,248,000 | 1,722,539,000 |
| Net interest income | 423,466,000 | 846,800,000 | 1,288,828,000 | 1,727,803,000 |
| Noninterest income | 68,290,000 | 139,971,000 | 200,122,000 | 227,103,000 |
| Noninterest expense | 163,907,000 | 316,486,000 | 481,221,000 | 669,592,000 |
| Provision for loan losses | 23,803,000 | 69,068,000 | 109,618,000 | 141,463,000 |
| Pretax income | 309,367,000 | 606,054,000 | 898,800,000 | 1,145,234,000 |
| Income tax | 76,874,000 | 148,388,000 | 222,787,000 | 274,523,000 |
| Net income | 232,493,000 | 457,666,000 | 676,013,000 | 870,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,758,873,000 | 6,984,931,000 | 7,204,111,000 | 7,400,262,000 |
| Total capital | 7,279,717,000 | 7,516,913,000 | 7,740,092,000 | 7,952,231,000 |
| Risk-weighted assets | 41,633,094,000 | 42,505,446,000 | 42,813,345,000 | 44,106,121,000 |