Call reports 2023
CIBC BANK USA — 2023
What CIBC BANK USA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,145,757,000 | 51,473,505,000 | 52,342,602,000 | 54,847,358,000 |
| Total loans | 33,910,787,000 | 34,114,681,000 | 33,734,544,000 | 33,335,337,000 |
| Allowance for loan losses | 472,214,000 | 470,349,000 | 491,662,000 | 485,954,000 |
| Securities available for sale | 4,645,614,000 | 4,214,794,000 | 4,553,392,000 | 5,071,183,000 |
| Securities held to maturity | 3,062,303,000 | 3,027,258,000 | 2,986,227,000 | 2,852,032,000 |
| Trading assets | 1,818,000 | 1,451,000 | 1,294,000 | 1,608,000 |
| Total deposits | 39,975,956,000 | 40,025,820,000 | 41,608,904,000 | 43,884,606,000 |
| Interest-bearing deposits | 27,712,673,000 | 29,108,465,000 | 30,774,178,000 | 33,835,854,000 |
| Noninterest-bearing deposits | 12,263,283,000 | 10,917,355,000 | 10,834,726,000 | 10,048,752,000 |
| Equity capital | 8,477,260,000 | 8,676,956,000 | 8,916,566,000 | 9,182,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 697,198,000 | 1,467,435,000 | 2,271,724,000 | 3,106,085,000 |
| Interest expense | 271,122,000 | 605,117,000 | 966,777,000 | 1,373,528,000 |
| Net interest income | 426,076,000 | 862,318,000 | 1,304,947,000 | 1,732,557,000 |
| Noninterest income | 36,420,000 | 68,407,000 | 105,903,000 | 145,645,000 |
| Noninterest expense | 127,940,000 | 260,893,000 | 403,092,000 | 639,356,000 |
| Provision for loan losses | 88,771,000 | 104,158,000 | 127,929,000 | 131,499,000 |
| Pretax income | 248,628,000 | 568,012,000 | 885,135,000 | 1,120,287,000 |
| Income tax | 59,450,000 | 140,205,000 | 217,622,000 | 275,834,000 |
| Net income | 189,178,000 | 427,807,000 | 667,513,000 | 844,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,862,470,000 | 6,106,646,000 | 6,347,241,000 | 6,525,556,000 |
| Total capital | 6,382,008,000 | 6,630,412,000 | 6,863,722,000 | 7,038,317,000 |
| Risk-weighted assets | 41,524,615,000 | 41,868,463,000 | 41,260,803,000 | 40,972,840,000 |