Call reports 2022
CIBC BANK USA — 2022
What CIBC BANK USA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,316,809,000 | 47,735,863,000 | 50,083,017,000 | 50,933,929,000 |
| Total loans | 29,887,193,000 | 31,872,086,000 | 32,416,956,000 | 32,699,997,000 |
| Allowance for loan losses | 342,449,000 | 369,696,000 | 383,637,000 | 404,417,000 |
| Securities available for sale | 5,447,318,000 | 5,292,139,000 | 4,880,345,000 | 4,799,475,000 |
| Securities held to maturity | 2,303,918,000 | 2,522,771,000 | 2,850,805,000 | 2,993,597,000 |
| Trading assets | 4,252,000 | 546,000 | 1,328,000 | 1,114,000 |
| Total deposits | 38,682,130,000 | 38,190,479,000 | 40,352,695,000 | 40,981,678,000 |
| Interest-bearing deposits | 25,087,417,000 | 24,510,885,000 | 27,110,200,000 | 28,284,325,000 |
| Noninterest-bearing deposits | 13,594,713,000 | 13,679,594,000 | 13,242,495,000 | 12,697,353,000 |
| Equity capital | 7,360,184,000 | 7,943,871,000 | 8,027,985,000 | 8,233,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 268,587,000 | 598,378,000 | 1,069,977,000 | 1,701,661,000 |
| Interest expense | 18,043,000 | 55,971,000 | 172,768,000 | 388,709,000 |
| Net interest income | 250,544,000 | 542,407,000 | 897,209,000 | 1,312,952,000 |
| Noninterest income | 46,192,000 | 78,045,000 | 119,113,000 | 152,603,000 |
| Noninterest expense | 127,640,000 | 243,746,000 | 370,976,000 | 507,145,000 |
| Provision for loan losses | 11,131,000 | 51,034,000 | 72,405,000 | 53,974,000 |
| Pretax income | 157,965,000 | 325,672,000 | 572,941,000 | 896,587,000 |
| Income tax | 36,516,000 | 75,808,000 | 137,590,000 | 218,055,000 |
| Net income | 121,449,000 | 249,864,000 | 435,351,000 | 678,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,658,421,000 | 5,292,695,000 | 5,484,110,000 | 5,666,888,000 |
| Total capital | 5,028,730,000 | 5,690,629,000 | 5,896,253,000 | 6,159,875,000 |
| Risk-weighted assets | 37,000,847,000 | 39,458,323,000 | 39,796,458,000 | 40,545,928,000 |