Call reports 2021
CIBC BANK USA — 2021
What CIBC BANK USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 43,885,222,000 | 45,147,152,000 | 45,859,037,000 | 48,488,487,000 |
| Total loans | 26,377,935,000 | 26,402,831,000 | 27,229,183,000 | 28,994,675,000 |
| Allowance for loan losses | 434,281,000 | 393,388,000 | 368,421,000 | 375,389,000 |
| Securities available for sale | 4,722,060,000 | 4,726,937,000 | 5,086,700,000 | 5,139,382,000 |
| Securities held to maturity | 1,711,723,000 | 1,707,659,000 | 1,701,231,000 | 1,740,787,000 |
| Trading assets | 46,120,000 | 41,712,000 | 35,607,000 | 23,353,000 |
| Total deposits | 34,822,592,000 | 35,725,463,000 | 36,277,822,000 | 38,874,818,000 |
| Interest-bearing deposits | 22,616,351,000 | 22,260,077,000 | 23,338,633,000 | 24,915,065,000 |
| Noninterest-bearing deposits | 12,206,241,000 | 13,465,386,000 | 12,939,189,000 | 13,959,753,000 |
| Equity capital | 7,024,601,000 | 7,169,464,000 | 7,291,972,000 | 7,373,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 246,704,000 | 490,789,000 | 736,288,000 | 994,693,000 |
| Interest expense | 19,660,000 | 37,977,000 | 55,803,000 | 73,350,000 |
| Net interest income | 227,044,000 | 452,812,000 | 680,485,000 | 921,343,000 |
| Noninterest income | 48,975,000 | 100,893,000 | 145,779,000 | 201,361,000 |
| Noninterest expense | 118,240,000 | 236,136,000 | 351,882,000 | 482,172,000 |
| Provision for loan losses | 1,635,000 | -35,251,000 | -58,609,000 | -48,605,000 |
| Pretax income | 156,144,000 | 352,820,000 | 533,065,000 | 689,277,000 |
| Income tax | 37,736,000 | 83,244,000 | 126,254,000 | 162,478,000 |
| Net income | 118,408,000 | 269,576,000 | 406,811,000 | 526,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,103,891,000 | 4,261,299,000 | 4,404,516,000 | 4,531,048,000 |
| Total capital | 4,486,112,000 | 4,655,220,000 | 4,795,999,000 | 4,931,783,000 |
| Risk-weighted assets | 30,496,683,000 | 31,490,438,000 | 32,913,984,000 | 35,720,583,000 |