Call reports 2020
CIBC BANK USA — 2020
What CIBC BANK USA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,548,454,000 | 38,777,097,000 | 39,464,720,000 | 44,130,834,000 |
| Total loans | 25,184,558,000 | 25,987,708,000 | 25,912,648,000 | 26,251,441,000 |
| Allowance for loan losses | 412,960,000 | 483,160,000 | 475,427,000 | 444,148,000 |
| Securities available for sale | 2,970,066,000 | 3,240,497,000 | 4,203,352,000 | 4,660,225,000 |
| Securities held to maturity | 1,882,727,000 | 1,866,477,000 | 1,780,746,000 | 1,738,560,000 |
| Trading assets | 84,417,000 | 84,515,000 | 71,445,000 | 58,650,000 |
| Total deposits | 26,834,656,000 | 30,000,453,000 | 30,575,170,000 | 35,143,259,000 |
| Interest-bearing deposits | 18,311,839,000 | 19,914,505,000 | 20,339,376,000 | 23,641,587,000 |
| Noninterest-bearing deposits | 8,522,817,000 | 10,085,948,000 | 10,235,794,000 | 11,501,672,000 |
| Equity capital | 6,458,551,000 | 6,702,788,000 | 6,802,061,000 | 6,919,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 310,829,000 | 579,022,000 | 830,932,000 | 1,089,510,000 |
| Interest expense | 77,050,000 | 115,025,000 | 144,451,000 | 168,262,000 |
| Net interest income | 233,779,000 | 463,997,000 | 686,481,000 | 921,248,000 |
| Noninterest income | 14,601,000 | 50,431,000 | 91,974,000 | 143,906,000 |
| Noninterest expense | 125,837,000 | 235,995,000 | 347,480,000 | 457,886,000 |
| Provision for loan losses | 147,766,000 | 236,874,000 | 240,318,000 | 245,427,000 |
| Pretax income | -25,232,000 | 41,549,000 | 190,647,000 | 361,831,000 |
| Income tax | -7,757,000 | 8,325,000 | 44,746,000 | 85,048,000 |
| Net income | -17,475,000 | 33,224,000 | 145,901,000 | 276,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,465,444,000 | 3,723,764,000 | 3,842,533,000 | 3,979,341,000 |
| Total capital | 3,846,863,000 | 4,100,673,000 | 4,216,037,000 | 4,360,115,000 |
| Risk-weighted assets | 30,450,363,000 | 30,004,651,000 | 29,739,914,000 | 30,370,100,000 |