Call reports 2019
CIBC BANK USA — 2019
What CIBC BANK USA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,179,640,000 | 30,860,849,000 | 31,742,815,000 | 33,588,619,000 |
| Total loans | 20,208,614,000 | 21,441,743,000 | 22,522,721,000 | 23,090,406,000 |
| Allowance for loan losses | 212,047,000 | 249,874,000 | 262,388,000 | 268,389,000 |
| Securities available for sale | 2,781,259,000 | 2,576,764,000 | 2,742,392,000 | 3,221,216,000 |
| Securities held to maturity | 2,089,204,000 | 2,083,319,000 | 2,024,422,000 | 1,950,405,000 |
| Trading assets | 14,709,000 | 38,628,000 | 47,465,000 | 37,037,000 |
| Total deposits | 22,062,631,000 | 22,398,371,000 | 23,172,370,000 | 24,787,839,000 |
| Interest-bearing deposits | 15,722,565,000 | 16,396,669,000 | 16,925,569,000 | 17,688,636,000 |
| Noninterest-bearing deposits | 6,340,066,000 | 6,001,702,000 | 6,246,801,000 | 7,099,203,000 |
| Equity capital | 5,933,031,000 | 6,037,899,000 | 6,139,280,000 | 6,222,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 313,769,000 | 644,485,000 | 979,603,000 | 1,303,994,000 |
| Interest expense | 91,967,000 | 191,611,000 | 292,141,000 | 383,546,000 |
| Net interest income | 221,802,000 | 452,874,000 | 687,462,000 | 920,448,000 |
| Noninterest income | 37,542,000 | 76,550,000 | 118,369,000 | 161,645,000 |
| Noninterest expense | 120,032,000 | 243,572,000 | 369,118,000 | 504,513,000 |
| Provision for loan losses | 40,633,000 | 89,298,000 | 119,245,000 | 149,269,000 |
| Pretax income | 98,686,000 | 196,571,000 | 317,495,000 | 428,330,000 |
| Income tax | 24,154,000 | 48,471,000 | 74,237,000 | 99,660,000 |
| Net income | 74,532,000 | 148,100,000 | 243,258,000 | 328,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,923,027,000 | 3,006,571,000 | 3,108,819,000 | 3,210,138,000 |
| Total capital | 3,155,277,000 | 3,278,254,000 | 3,391,454,000 | 3,500,774,000 |
| Risk-weighted assets | 25,121,798,000 | 26,533,787,000 | 27,834,575,000 | 28,885,364,000 |