Call reports 2016
CIBC BANK USA — 2016
What CIBC BANK USA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 17,651,282,000 | 18,155,284,000 | 19,090,535,000 | 20,039,455,000 |
| Total loans | 13,545,432,000 | 14,120,250,000 | 14,751,357,000 | 15,179,872,000 |
| Allowance for loan losses | 170,882,000 | 174,140,000 | 185,147,000 | 190,531,000 |
| Securities available for sale | 1,831,848,000 | 1,864,636,000 | 1,961,099,000 | 2,013,525,000 |
| Securities held to maturity | 1,456,760,000 | 1,435,334,000 | 1,633,235,000 | 1,738,123,000 |
| Trading assets | 54,085,000 | 73,728,000 | 57,085,000 | 24,829,000 |
| Total deposits | 14,515,262,000 | 14,612,200,000 | 15,539,209,000 | 16,118,042,000 |
| Interest-bearing deposits | 10,126,692,000 | 10,045,501,000 | 10,631,384,000 | 10,913,643,000 |
| Noninterest-bearing deposits | 4,388,570,000 | 4,566,699,000 | 4,907,825,000 | 5,204,399,000 |
| Equity capital | 1,989,819,000 | 2,058,488,000 | 2,110,096,000 | 2,146,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 158,100,000 | 320,223,000 | 487,106,000 | 665,017,000 |
| Interest expense | 13,993,000 | 29,479,000 | 46,215,000 | 64,062,000 |
| Net interest income | 144,107,000 | 290,744,000 | 440,891,000 | 600,955,000 |
| Noninterest income | 32,424,000 | 68,486,000 | 104,779,000 | 142,591,000 |
| Noninterest expense | 87,036,000 | 171,355,000 | 259,245,000 | 350,406,000 |
| Provision for loan losses | 6,402,000 | 11,971,000 | 27,662,000 | 33,710,000 |
| Pretax income | 83,624,000 | 177,015,000 | 259,874,000 | 360,540,000 |
| Income tax | 29,444,000 | 63,856,000 | 93,257,000 | 130,159,000 |
| Net income | 54,180,000 | 113,159,000 | 166,617,000 | 230,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,866,863,000 | 1,930,358,000 | 1,988,418,000 | 2,057,081,000 |
| Total capital | 2,050,099,000 | 2,118,227,000 | 2,189,211,000 | 2,264,752,000 |
| Risk-weighted assets | 16,832,864,000 | 17,536,370,000 | 18,114,102,000 | 18,613,529,000 |