Call reports 2015
CIBC BANK USA — 2015
What CIBC BANK USA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,337,799,000 | 16,194,478,000 | 16,867,358,000 | 17,233,882,000 |
| Total loans | 12,289,907,000 | 12,625,803,000 | 13,182,065,000 | 13,399,990,000 |
| Allowance for loan losses | 162,631,000 | 163,383,000 | 169,205,000 | 166,448,000 |
| Securities available for sale | 1,631,237,000 | 1,698,233,000 | 1,703,926,000 | 1,765,366,000 |
| Securities held to maturity | 1,159,853,000 | 1,199,120,000 | 1,293,433,000 | 1,355,283,000 |
| Trading assets | 48,045,000 | 41,960,000 | 47,302,000 | 35,331,000 |
| Total deposits | 14,156,257,000 | 13,442,840,000 | 13,955,153,000 | 14,407,127,000 |
| Interest-bearing deposits | 10,165,547,000 | 9,686,560,000 | 9,828,923,000 | 10,044,895,000 |
| Noninterest-bearing deposits | 3,990,710,000 | 3,756,280,000 | 4,126,230,000 | 4,362,232,000 |
| Equity capital | 1,754,610,000 | 1,799,169,000 | 1,863,483,000 | 1,912,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 138,373,000 | 279,850,000 | 427,969,000 | 582,210,000 |
| Interest expense | 11,876,000 | 24,231,000 | 36,617,000 | 49,716,000 |
| Net interest income | 126,497,000 | 255,619,000 | 391,352,000 | 532,494,000 |
| Noninterest income | 31,750,000 | 64,076,000 | 93,640,000 | 125,211,000 |
| Noninterest expense | 79,029,000 | 157,582,000 | 238,969,000 | 318,109,000 |
| Provision for loan losses | 5,646,000 | 7,762,000 | 11,959,000 | 14,790,000 |
| Pretax income | 74,106,000 | 154,884,000 | 234,857,000 | 325,628,000 |
| Income tax | 27,956,000 | 58,008,000 | 87,968,000 | 122,154,000 |
| Net income | 46,150,000 | 96,876,000 | 146,889,000 | 203,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,636,504,000 | 1,691,708,000 | 1,746,109,000 | 1,807,328,000 |
| Total capital | 1,811,785,000 | 1,868,248,000 | 1,930,523,000 | 1,985,535,000 |
| Risk-weighted assets | 15,371,455,000 | 15,674,138,000 | 16,335,570,000 | 16,677,457,000 |