Call reports 2014
CIBC BANK USA — 2014
What CIBC BANK USA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 14,277,119,000 | 14,570,664,000 | 15,159,664,000 | 15,574,465,000 |
| Total loans | 11,035,864,000 | 11,294,078,000 | 11,667,084,000 | 12,039,562,000 |
| Allowance for loan losses | 163,339,000 | 160,866,000 | 154,620,000 | 157,689,000 |
| Securities available for sale | 1,577,406,000 | 1,527,747,000 | 1,541,754,000 | 1,645,344,000 |
| Securities held to maturity | 1,023,214,000 | 1,066,216,000 | 1,072,002,000 | 1,129,285,000 |
| Trading assets | 42,967,000 | 42,912,000 | 33,721,000 | 39,038,000 |
| Total deposits | 11,982,164,000 | 12,329,099,000 | 13,066,846,000 | 13,272,816,000 |
| Interest-bearing deposits | 8,782,425,000 | 8,848,777,000 | 9,612,901,000 | 9,723,423,000 |
| Noninterest-bearing deposits | 3,199,739,000 | 3,480,322,000 | 3,453,945,000 | 3,549,393,000 |
| Equity capital | 1,587,007,000 | 1,647,434,000 | 1,690,051,000 | 1,691,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 125,157,000 | 254,108,000 | 388,409,000 | 524,385,000 |
| Interest expense | 10,007,000 | 20,204,000 | 31,294,000 | 43,304,000 |
| Net interest income | 115,150,000 | 233,904,000 | 357,115,000 | 481,081,000 |
| Noninterest income | 23,787,000 | 51,360,000 | 80,657,000 | 109,808,000 |
| Noninterest expense | 70,631,000 | 141,008,000 | 214,958,000 | 294,087,000 |
| Provision for loan losses | 3,707,000 | 4,035,000 | 7,924,000 | 12,044,000 |
| Pretax income | 64,930,000 | 140,748,000 | 215,420,000 | 285,288,000 |
| Income tax | 24,760,000 | 54,133,000 | 82,615,000 | 109,370,000 |
| Net income | 40,170,000 | 86,615,000 | 132,805,000 | 175,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,471,650,000 | 1,522,575,000 | 1,573,105,000 | 1,570,773,000 |
| Total capital | 1,635,921,000 | 1,691,029,000 | 1,737,568,000 | 1,740,736,000 |
| Risk-weighted assets | 13,132,947,000 | 13,474,572,000 | 14,016,933,000 | 14,563,661,000 |