Call reports 2013
CIBC BANK USA — 2013
What CIBC BANK USA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 13,335,218,000 | 13,445,169,000 | 13,837,450,000 | 14,053,804,000 |
| Total loans | 10,210,901,000 | 10,260,555,000 | 10,551,090,000 | 10,769,410,000 |
| Allowance for loan losses | 178,082,000 | 173,178,000 | 167,167,000 | 159,620,000 |
| Securities available for sale | 1,457,433,000 | 1,580,179,000 | 1,611,022,000 | 1,602,476,000 |
| Securities held to maturity | 959,994,000 | 955,688,000 | 931,342,000 | 921,436,000 |
| Trading assets | 81,805,000 | 57,361,000 | 57,771,000 | 47,060,000 |
| Total deposits | 11,458,759,000 | 11,374,695,000 | 11,893,961,000 | 12,069,584,000 |
| Interest-bearing deposits | 8,635,424,000 | 8,571,465,000 | 8,725,569,000 | 8,885,966,000 |
| Noninterest-bearing deposits | 2,823,335,000 | 2,803,230,000 | 3,168,392,000 | 3,183,618,000 |
| Equity capital | 1,502,654,000 | 1,509,287,000 | 1,554,757,000 | 1,588,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 121,410,000 | 243,041,000 | 366,619,000 | 492,237,000 |
| Interest expense | 12,014,000 | 23,552,000 | 34,935,000 | 45,685,000 |
| Net interest income | 109,396,000 | 219,489,000 | 331,684,000 | 446,552,000 |
| Noninterest income | 24,975,000 | 49,145,000 | 72,389,000 | 95,549,000 |
| Noninterest expense | 70,580,000 | 140,054,000 | 203,740,000 | 272,735,000 |
| Provision for loan losses | 10,357,000 | 19,200,000 | 27,320,000 | 31,796,000 |
| Pretax income | 54,075,000 | 110,157,000 | 173,908,000 | 238,744,000 |
| Income tax | 20,781,000 | 42,291,000 | 66,954,000 | 91,620,000 |
| Net income | 33,294,000 | 67,866,000 | 106,954,000 | 147,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,351,815,000 | 1,389,345,000 | 1,431,464,000 | 1,475,958,000 |
| Total capital | 1,551,842,000 | 1,590,989,000 | 1,613,166,000 | 1,637,376,000 |
| Risk-weighted assets | 12,127,027,000 | 12,262,482,000 | 12,598,518,000 | 12,906,058,000 |