Call reports 2012
CIBC BANK USA — 2012
What CIBC BANK USA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 12,587,678,000 | 12,905,895,000 | 13,250,567,000 | 14,025,614,000 |
| Total loans | 9,471,659,000 | 9,662,972,000 | 9,839,201,000 | 10,340,780,000 |
| Allowance for loan losses | 210,167,000 | 196,035,000 | 188,359,000 | 185,428,000 |
| Securities available for sale | 1,705,649,000 | 1,625,649,000 | 1,550,516,000 | 1,451,160,000 |
| Securities held to maturity | 598,066,000 | 693,277,000 | 784,930,000 | 863,727,000 |
| Trading assets | 97,805,000 | 102,613,000 | 104,697,000 | 90,405,000 |
| Total deposits | 10,569,350,000 | 10,851,166,000 | 11,498,331,000 | 12,251,614,000 |
| Interest-bearing deposits | 7,368,481,000 | 7,814,348,000 | 8,063,872,000 | 8,548,294,000 |
| Noninterest-bearing deposits | 3,200,869,000 | 3,036,818,000 | 3,434,459,000 | 3,703,320,000 |
| Equity capital | 1,379,486,000 | 1,410,191,000 | 1,445,883,000 | 1,471,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 120,351,000 | 241,816,000 | 363,844,000 | 487,036,000 |
| Interest expense | 11,799,000 | 23,748,000 | 36,195,000 | 48,643,000 |
| Net interest income | 108,552,000 | 218,068,000 | 327,649,000 | 438,393,000 |
| Noninterest income | 22,198,000 | 38,436,000 | 59,762,000 | 81,976,000 |
| Noninterest expense | 68,504,000 | 136,357,000 | 205,375,000 | 273,488,000 |
| Provision for loan losses | 27,701,000 | 44,739,000 | 58,248,000 | 71,425,000 |
| Pretax income | 34,671,000 | 75,244,000 | 123,413,000 | 175,271,000 |
| Income tax | 13,490,000 | 28,844,000 | 47,372,000 | 67,428,000 |
| Net income | 21,181,000 | 46,400,000 | 76,041,000 | 107,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,223,092,000 | 1,250,506,000 | 1,282,030,000 | 1,315,848,000 |
| Total capital | 1,437,767,000 | 1,467,636,000 | 1,477,839,000 | 1,518,609,000 |
| Risk-weighted assets | 11,338,281,000 | 11,551,320,000 | 11,775,981,000 | 12,342,865,000 |