Call reports 2007
CIBC BANK USA — 2007
What CIBC BANK USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,939,293,000 | 3,033,333,000 | 3,023,129,000 | 3,385,890,000 |
| Total loans | 2,397,492,000 | 2,452,773,000 | 2,452,021,000 | 2,822,527,000 |
| Allowance for loan losses | 25,290,000 | 25,359,000 | 25,821,000 | 28,948,000 |
| Securities available for sale | 394,593,000 | 411,021,000 | 416,000,000 | 443,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,557,764,000 | 2,538,249,000 | 2,482,302,000 | 2,756,304,000 |
| Interest-bearing deposits | 2,499,101,000 | 2,493,332,000 | 2,443,983,000 | 2,702,069,000 |
| Noninterest-bearing deposits | 58,663,000 | 44,917,000 | 38,319,000 | 54,235,000 |
| Equity capital | 275,795,000 | 284,698,000 | 298,057,000 | 343,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 51,696,000 | 104,155,000 | 157,421,000 | 210,515,000 |
| Interest expense | 27,848,000 | 55,976,000 | 84,520,000 | 112,733,000 |
| Net interest income | 23,848,000 | 48,179,000 | 72,901,000 | 97,782,000 |
| Noninterest income | 4,282,000 | 9,084,000 | 13,350,000 | 17,657,000 |
| Noninterest expense | 12,259,000 | 24,151,000 | 36,438,000 | 68,253,000 |
| Provision for loan losses | 171,000 | 440,000 | 1,592,000 | 5,699,000 |
| Pretax income | 15,818,000 | 32,751,000 | 48,665,000 | 41,931,000 |
| Income tax | 5,144,000 | 10,742,000 | 15,715,000 | 11,903,000 |
| Net income | 10,674,000 | 22,009,000 | 32,950,000 | 30,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,982,000 | 260,358,000 | 271,341,000 | 315,965,000 |
| Total capital | 274,272,000 | 285,717,000 | 297,162,000 | 344,913,000 |
| Risk-weighted assets | 2,482,509,000 | 2,513,435,000 | 2,600,665,000 | 2,976,789,000 |
Machine access — free, no API key
Every figure shown here about CIBC BANK USA — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.