Call reports 2005
CIBC BANK USA — 2005
What CIBC BANK USA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,300,926,000 | 2,440,500,000 | 2,541,513,000 | 2,622,100,000 |
| Total loans | 1,506,922,000 | 1,619,415,000 | 1,776,808,000 | 1,878,139,000 |
| Allowance for loan losses | 17,545,000 | 18,642,000 | 20,432,000 | 21,288,000 |
| Securities available for sale | 524,676,000 | 541,164,000 | 512,524,000 | 499,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,778,506,000 | 1,857,077,000 | 1,981,214,000 | 2,164,316,000 |
| Interest-bearing deposits | 1,626,423,000 | 1,675,902,000 | 1,797,060,000 | 1,981,293,000 |
| Noninterest-bearing deposits | 152,083,000 | 181,175,000 | 184,154,000 | 183,023,000 |
| Equity capital | 178,985,000 | 190,471,000 | 208,514,000 | 218,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 30,853,000 | 64,237,000 | 101,668,000 | 142,644,000 |
| Interest expense | 12,251,000 | 26,385,000 | 43,039,000 | 61,889,000 |
| Net interest income | 18,602,000 | 37,852,000 | 58,629,000 | 80,755,000 |
| Noninterest income | 3,568,000 | 5,793,000 | 9,791,000 | 13,575,000 |
| Noninterest expense | 9,323,000 | 18,379,000 | 28,604,000 | 39,142,000 |
| Provision for loan losses | 661,000 | 1,781,000 | 2,893,000 | 3,747,000 |
| Pretax income | 12,092,000 | 24,436,000 | 37,638,000 | 52,010,000 |
| Income tax | 3,819,000 | 7,693,000 | 11,959,000 | 16,468,000 |
| Net income | 8,273,000 | 16,743,000 | 25,679,000 | 35,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,473,000 | 160,986,000 | 180,073,000 | 191,089,000 |
| Total capital | 170,018,000 | 179,628,000 | 200,505,000 | 212,377,000 |
| Risk-weighted assets | 1,668,590,000 | 1,733,064,000 | 1,934,163,000 | 2,043,423,000 |
Machine access — free, no API key
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