Call reports 2004
CIBC BANK USA — 2004
What CIBC BANK USA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,926,444,000 | 1,954,978,000 | 2,092,193,000 | 2,261,596,000 |
| Total loans | 1,183,048,000 | 1,240,236,000 | 1,287,591,000 | 1,451,846,000 |
| Allowance for loan losses | 14,527,000 | 15,195,000 | 15,693,000 | 16,823,000 |
| Securities available for sale | 446,343,000 | 453,538,000 | 491,985,000 | 501,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,483,646,000 | 1,524,380,000 | 1,622,514,000 | 1,689,654,000 |
| Interest-bearing deposits | 1,345,959,000 | 1,485,276,000 | 1,580,159,000 | 1,653,787,000 |
| Noninterest-bearing deposits | 137,687,000 | 39,104,000 | 42,355,000 | 35,867,000 |
| Equity capital | 154,036,000 | 153,958,000 | 166,755,000 | 171,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 23,130,000 | 46,894,000 | 72,275,000 | 100,888,000 |
| Interest expense | 6,996,000 | 14,994,000 | 23,850,000 | 34,226,000 |
| Net interest income | 16,134,000 | 31,900,000 | 48,425,000 | 66,662,000 |
| Noninterest income | 1,566,000 | 5,785,000 | 7,849,000 | 10,683,000 |
| Noninterest expense | 8,472,000 | 17,117,000 | 26,167,000 | 35,150,000 |
| Provision for loan losses | 1,193,000 | 1,809,000 | 2,712,000 | 3,905,000 |
| Pretax income | 8,979,000 | 18,642,000 | 28,559,000 | 39,330,000 |
| Income tax | 2,754,000 | 5,529,000 | 8,327,000 | 11,411,000 |
| Net income | 6,225,000 | 13,113,000 | 20,232,000 | 27,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,338,000 | 129,268,000 | 136,430,000 | 144,158,000 |
| Total capital | 136,865,000 | 144,463,000 | 152,123,000 | 160,981,000 |
| Risk-weighted assets | 1,297,882,000 | 1,343,181,000 | 1,424,813,000 | 1,589,788,000 |
Machine access — free, no API key
Every figure shown here about CIBC BANK USA — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.