Call reports 2003
CIBC BANK USA — 2003
What CIBC BANK USA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,461,219,000 | 1,579,915,000 | 1,674,797,000 | 1,786,653,000 |
| Total loans | 902,314,000 | 941,556,000 | 993,341,000 | 1,073,478,000 |
| Allowance for loan losses | 11,053,000 | 11,499,000 | 12,161,000 | 13,231,000 |
| Securities available for sale | 318,038,000 | 343,274,000 | 410,300,000 | 424,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,215,595,000 | 1,303,754,000 | 1,371,706,000 | 1,421,973,000 |
| Interest-bearing deposits | 1,136,704,000 | 1,205,278,000 | 1,257,308,000 | 1,309,113,000 |
| Noninterest-bearing deposits | 78,891,000 | 98,476,000 | 114,398,000 | 112,860,000 |
| Equity capital | 130,650,000 | 136,158,000 | 140,365,000 | 145,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 18,678,000 | 36,816,000 | 57,022,000 | 78,721,000 |
| Interest expense | 6,106,000 | 12,394,000 | 18,497,000 | 24,969,000 |
| Net interest income | 12,572,000 | 24,422,000 | 38,525,000 | 53,752,000 |
| Noninterest income | 1,897,000 | 3,194,000 | 6,333,000 | 9,433,000 |
| Noninterest expense | 7,608,000 | 15,364,000 | 23,522,000 | 31,941,000 |
| Provision for loan losses | 792,000 | 1,320,000 | 2,288,000 | 3,716,000 |
| Pretax income | 5,888,000 | 13,060,000 | 20,875,000 | 29,192,000 |
| Income tax | 1,661,000 | 3,722,000 | 5,932,000 | 8,128,000 |
| Net income | 4,227,000 | 9,338,000 | 14,943,000 | 21,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,125,000 | 103,260,000 | 108,908,000 | 115,070,000 |
| Total capital | 109,178,000 | 114,759,000 | 121,069,000 | 128,301,000 |
| Risk-weighted assets | 1,049,539,000 | 1,092,444,000 | 1,168,364,000 | 1,181,570,000 |
Machine access — free, no API key
Every figure shown here about CIBC BANK USA — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.