Call reports 2026
KRESS NATIONAL BANK — 2026
What KRESS NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 65,664,000 | 63,707,000 |
| Total loans | 15,144,000 | 15,216,000 |
| Allowance for loan losses | 369,000 | 387,000 |
| Securities available for sale | 20,396,000 | 25,392,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 59,408,000 | 57,475,000 |
| Interest-bearing deposits | 41,835,000 | 40,999,000 |
| Noninterest-bearing deposits | 17,573,000 | 16,476,000 |
| Equity capital | 6,008,000 | 5,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 698,000 | 1,491,000 |
| Interest expense | 259,000 | 515,000 |
| Net interest income | 439,000 | 976,000 |
| Noninterest income | 24,000 | 48,000 |
| Noninterest expense | 299,000 | 614,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 164,000 | 410,000 |
| Income tax | 0 | 0 |
| Net income | 164,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,214,000 | 6,319,000 |
| Total capital | 6,469,000 | 6,586,000 |
| Risk-weighted assets | 20,316,000 | 21,270,000 |