Call reports 2017
KRESS NATIONAL BANK — 2017
What KRESS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,384,000 | 40,811,000 | 38,525,000 | 42,408,000 |
| Total loans | 16,861,000 | 18,885,000 | 21,899,000 | 18,884,000 |
| Allowance for loan losses | 292,000 | 300,000 | 323,000 | 368,000 |
| Securities available for sale | 10,899,000 | 10,707,000 | 10,459,000 | 10,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,771,000 | 33,103,000 | 29,694,000 | 37,640,000 |
| Interest-bearing deposits | 25,981,000 | 24,040,000 | 22,507,000 | 22,462,000 |
| Noninterest-bearing deposits | 10,790,000 | 9,063,000 | 7,187,000 | 15,178,000 |
| Equity capital | 4,512,000 | 4,627,000 | 4,729,000 | 4,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 702,000 | 1,126,000 | 1,558,000 |
| Interest expense | 19,000 | 39,000 | 68,000 | 109,000 |
| Net interest income | 316,000 | 663,000 | 1,058,000 | 1,449,000 |
| Noninterest income | 33,000 | 64,000 | 93,000 | 122,000 |
| Noninterest expense | 281,000 | 519,000 | 774,000 | 1,059,000 |
| Provision for loan losses | -24,000 | -8,000 | 15,000 | 60,000 |
| Pretax income | 92,000 | 216,000 | 362,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 216,000 | 362,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,582,000 | 4,632,000 | 4,722,000 | 4,811,000 |
| Total capital | 4,887,000 | 4,949,000 | 5,058,000 | 5,102,000 |
| Risk-weighted assets | 24,456,000 | 25,393,000 | 26,948,000 | 23,194,000 |