Call reports 2025
BANK OF UTAH — 2025
What BANK OF UTAH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,513,215,000 | 3,546,837,000 | 3,716,879,000 | 3,575,203,000 |
| Total loans | 2,750,137,000 | 2,844,390,000 | 2,875,659,000 | 2,883,749,000 |
| Allowance for loan losses | 33,593,000 | 34,884,000 | 35,760,000 | 36,758,000 |
| Securities available for sale | 190,464,000 | 189,460,000 | 184,884,000 | 168,801,000 |
| Securities held to maturity | 104,833,000 | 103,568,000 | 100,239,000 | 94,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,774,449,000 | 2,806,494,000 | 2,958,054,000 | 2,862,457,000 |
| Interest-bearing deposits | 1,990,879,000 | 2,091,630,000 | 2,097,811,000 | 2,090,680,000 |
| Noninterest-bearing deposits | 783,570,000 | 714,864,000 | 860,243,000 | 771,777,000 |
| Equity capital | 415,054,000 | 424,076,000 | 437,525,000 | 447,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 44,273,000 | 91,161,000 | 143,004,000 | 193,141,000 |
| Interest expense | 18,873,000 | 38,451,000 | 59,500,000 | 79,266,000 |
| Net interest income | 25,400,000 | 52,710,000 | 83,504,000 | 113,875,000 |
| Noninterest income | 6,114,000 | 13,035,000 | 19,549,000 | 28,009,000 |
| Noninterest expense | 17,769,000 | 38,570,000 | 58,314,000 | 81,869,000 |
| Provision for loan losses | 800,000 | 2,100,000 | 2,998,000 | 3,998,000 |
| Pretax income | 13,065,000 | 25,621,000 | 42,656,000 | 56,962,000 |
| Income tax | 2,392,000 | 4,264,000 | 7,164,000 | 9,405,000 |
| Net income | 10,673,000 | 21,357,000 | 35,492,000 | 47,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 417,426,000 | 425,324,000 | 436,671,000 | 445,947,000 |
| Total capital | 449,790,000 | 458,970,000 | 470,602,000 | 479,978,000 |
| Risk-weighted assets | 2,585,202,000 | 2,688,163,000 | 2,710,662,000 | 2,717,767,000 |