Call reports 2022
BANK OF UTAH — 2022
What BANK OF UTAH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,241,819,000 | 2,219,415,000 | 2,309,710,000 | 2,406,732,000 |
| Total loans | 1,520,163,000 | 1,599,282,000 | 1,651,940,000 | 1,718,323,000 |
| Allowance for loan losses | 18,958,000 | 18,952,000 | 19,337,000 | 19,940,000 |
| Securities available for sale | 207,527,000 | 217,730,000 | 241,045,000 | 263,458,000 |
| Securities held to maturity | 115,821,000 | 115,421,000 | 117,119,000 | 115,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,914,569,000 | 1,890,658,000 | 1,972,863,000 | 1,942,490,000 |
| Interest-bearing deposits | 1,117,850,000 | 1,077,247,000 | 1,064,740,000 | 1,039,268,000 |
| Noninterest-bearing deposits | 796,719,000 | 813,411,000 | 908,123,000 | 903,222,000 |
| Equity capital | 241,393,000 | 241,674,000 | 241,410,000 | 341,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,568,000 | 36,343,000 | 58,196,000 | 83,966,000 |
| Interest expense | 900,000 | 1,831,000 | 2,990,000 | 4,982,000 |
| Net interest income | 16,668,000 | 34,512,000 | 55,206,000 | 78,984,000 |
| Noninterest income | 7,720,000 | 13,770,000 | 19,050,000 | 24,040,000 |
| Noninterest expense | 14,279,000 | 28,617,000 | 43,136,000 | 57,566,000 |
| Provision for loan losses | 100,000 | 100,000 | 500,000 | 1,100,000 |
| Pretax income | 9,668,000 | 18,987,000 | 29,754,000 | 43,506,000 |
| Income tax | 1,838,000 | 3,789,000 | 6,056,000 | 9,020,000 |
| Net income | 7,830,000 | 15,198,000 | 23,698,000 | 34,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,719,000 | 245,121,000 | 251,651,000 | 350,977,000 |
| Total capital | 259,777,000 | 265,173,000 | 272,188,000 | 372,117,000 |
| Risk-weighted assets | 1,630,825,000 | 1,689,568,000 | 1,759,396,000 | 1,803,261,000 |