Call reports 2021
BANK OF UTAH — 2021
What BANK OF UTAH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,045,399,000 | 1,996,896,000 | 2,160,326,000 | 2,149,308,000 |
| Total loans | 1,399,222,000 | 1,411,134,000 | 1,469,815,000 | 1,528,412,000 |
| Allowance for loan losses | 17,900,000 | 17,899,000 | 18,490,000 | 18,986,000 |
| Securities available for sale | 172,201,000 | 200,791,000 | 263,022,000 | 179,717,000 |
| Securities held to maturity | 16,275,000 | 15,043,000 | 11,854,000 | 118,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,748,514,000 | 1,689,247,000 | 1,838,294,000 | 1,831,712,000 |
| Interest-bearing deposits | 992,941,000 | 966,019,000 | 1,045,272,000 | 1,099,144,000 |
| Noninterest-bearing deposits | 755,573,000 | 723,228,000 | 793,022,000 | 732,568,000 |
| Equity capital | 225,034,000 | 231,102,000 | 235,119,000 | 242,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,337,000 | 33,621,000 | 51,426,000 | 69,508,000 |
| Interest expense | 995,000 | 1,924,000 | 2,870,000 | 3,787,000 |
| Net interest income | 16,342,000 | 31,697,000 | 48,556,000 | 65,721,000 |
| Noninterest income | 8,334,000 | 15,853,000 | 22,766,000 | 29,951,000 |
| Noninterest expense | 12,296,000 | 25,898,000 | 39,759,000 | 53,559,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 1,100,000 |
| Pretax income | 12,258,000 | 21,542,000 | 30,813,000 | 40,794,000 |
| Income tax | 2,842,000 | 4,917,000 | 6,982,000 | 9,171,000 |
| Net income | 9,416,000 | 16,625,000 | 23,831,000 | 31,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,309,000 | 220,660,000 | 225,668,000 | 233,852,000 |
| Total capital | 232,534,000 | 238,725,000 | 244,869,000 | 253,657,000 |
| Risk-weighted assets | 1,376,316,000 | 1,444,430,000 | 1,535,728,000 | 1,584,172,000 |