Call reports 2020
BANK OF UTAH — 2020
What BANK OF UTAH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,448,903,000 | 1,680,158,000 | 1,780,477,000 | 1,874,490,000 |
| Total loans | 1,110,419,000 | 1,332,446,000 | 1,392,085,000 | 1,303,186,000 |
| Allowance for loan losses | 13,875,000 | 16,371,000 | 17,672,000 | 17,902,000 |
| Securities available for sale | 120,823,000 | 116,675,000 | 120,207,000 | 126,075,000 |
| Securities held to maturity | 8,159,000 | 8,142,000 | 7,695,000 | 6,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,178,579,000 | 1,374,546,000 | 1,472,753,000 | 1,568,732,000 |
| Interest-bearing deposits | 704,051,000 | 741,667,000 | 814,503,000 | 893,341,000 |
| Noninterest-bearing deposits | 474,528,000 | 632,879,000 | 658,250,000 | 675,391,000 |
| Equity capital | 201,225,000 | 207,040,000 | 212,892,000 | 221,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,843,000 | 31,430,000 | 47,679,000 | 65,654,000 |
| Interest expense | 1,425,000 | 2,517,000 | 3,508,000 | 4,507,000 |
| Net interest income | 14,418,000 | 28,913,000 | 44,171,000 | 61,147,000 |
| Noninterest income | 5,736,000 | 14,323,000 | 23,230,000 | 32,941,000 |
| Noninterest expense | 10,879,000 | 22,131,000 | 33,984,000 | 47,391,000 |
| Provision for loan losses | 1,300,000 | 3,800,000 | 5,100,000 | 5,400,000 |
| Pretax income | 8,090,000 | 17,481,000 | 28,493,000 | 41,451,000 |
| Income tax | 1,824,000 | 3,946,000 | 7,075,000 | 10,064,000 |
| Net income | 6,266,000 | 13,535,000 | 21,418,000 | 31,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,976,000 | 193,816,000 | 199,853,000 | 208,569,000 |
| Total capital | 202,851,000 | 209,605,000 | 216,370,000 | 224,772,000 |
| Risk-weighted assets | 1,218,345,000 | 1,261,563,000 | 1,319,268,000 | 1,293,547,000 |