Call reports 2019
BANK OF UTAH — 2019
What BANK OF UTAH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,409,929,000 | 1,324,758,000 | 1,440,083,000 | 1,423,151,000 |
| Total loans | 1,047,244,000 | 1,047,137,000 | 1,070,163,000 | 1,063,109,000 |
| Allowance for loan losses | 11,617,000 | 11,827,000 | 12,483,000 | 12,561,000 |
| Securities available for sale | 112,135,000 | 112,156,000 | 114,198,000 | 123,026,000 |
| Securities held to maturity | 8,016,000 | 7,995,000 | 7,725,000 | 6,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,168,701,000 | 1,068,801,000 | 1,176,179,000 | 1,155,253,000 |
| Interest-bearing deposits | 690,892,000 | 640,806,000 | 690,808,000 | 696,501,000 |
| Noninterest-bearing deposits | 477,809,000 | 427,995,000 | 485,371,000 | 458,752,000 |
| Equity capital | 175,029,000 | 181,509,000 | 187,019,000 | 193,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,880,000 | 33,109,000 | 49,324,000 | 65,684,000 |
| Interest expense | 1,271,000 | 2,555,000 | 3,905,000 | 5,410,000 |
| Net interest income | 15,609,000 | 30,554,000 | 45,419,000 | 60,274,000 |
| Noninterest income | 7,055,000 | 12,436,000 | 18,677,000 | 24,915,000 |
| Noninterest expense | 11,130,000 | 22,403,000 | 33,466,000 | 45,009,000 |
| Provision for loan losses | 0 | 200,000 | 1,500,000 | 900,000 |
| Pretax income | 11,620,000 | 20,573,000 | 29,369,000 | 39,486,000 |
| Income tax | 2,682,000 | 4,498,000 | 6,424,000 | 8,695,000 |
| Net income | 8,938,000 | 16,075,000 | 22,945,000 | 30,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,384,000 | 171,022,000 | 176,388,000 | 182,724,000 |
| Total capital | 178,201,000 | 184,049,000 | 189,771,000 | 196,185,000 |
| Risk-weighted assets | 1,145,377,000 | 1,156,327,000 | 1,157,010,000 | 1,164,371,000 |