Call reports 2018
BANK OF UTAH — 2018
What BANK OF UTAH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,312,224,000 | 1,338,396,000 | 1,301,598,000 | 1,422,646,000 |
| Total loans | 925,772,000 | 959,572,000 | 965,693,000 | 1,053,592,000 |
| Allowance for loan losses | 11,004,000 | 11,313,000 | 11,307,000 | 11,600,000 |
| Securities available for sale | 132,340,000 | 125,653,000 | 128,771,000 | 112,052,000 |
| Securities held to maturity | 10,708,000 | 10,060,000 | 9,768,000 | 8,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,091,244,000 | 1,105,016,000 | 1,061,298,000 | 1,172,693,000 |
| Interest-bearing deposits | 677,944,000 | 622,994,000 | 661,666,000 | 701,718,000 |
| Noninterest-bearing deposits | 413,300,000 | 482,022,000 | 399,632,000 | 470,975,000 |
| Equity capital | 154,744,000 | 159,093,000 | 163,683,000 | 168,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,646,000 | 26,426,000 | 40,971,000 | 56,383,000 |
| Interest expense | 748,000 | 1,673,000 | 2,687,000 | 3,810,000 |
| Net interest income | 11,898,000 | 24,753,000 | 38,284,000 | 52,573,000 |
| Noninterest income | 5,200,000 | 10,055,000 | 15,351,000 | 20,995,000 |
| Noninterest expense | 10,300,000 | 20,071,000 | 30,250,000 | 42,545,000 |
| Provision for loan losses | 100,000 | 400,000 | 400,000 | 700,000 |
| Pretax income | 6,698,000 | 14,337,000 | 22,985,000 | 30,175,000 |
| Income tax | 1,455,000 | 2,955,000 | 4,850,000 | 6,362,000 |
| Net income | 5,243,000 | 11,382,000 | 18,135,000 | 23,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,431,000 | 154,965,000 | 159,838,000 | 159,770,000 |
| Total capital | 162,735,000 | 167,578,000 | 172,445,000 | 172,670,000 |
| Risk-weighted assets | 1,031,654,000 | 1,056,326,000 | 1,059,484,000 | 1,144,507,000 |