Call reports 2017
BANK OF UTAH — 2017
What BANK OF UTAH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,149,137,000 | 1,156,891,000 | 1,243,234,000 | 1,210,221,000 |
| Total loans | 801,248,000 | 847,236,000 | 872,579,000 | 875,548,000 |
| Allowance for loan losses | 9,968,000 | 10,287,000 | 10,608,000 | 10,914,000 |
| Securities available for sale | 131,547,000 | 125,567,000 | 130,490,000 | 127,996,000 |
| Securities held to maturity | 13,690,000 | 13,286,000 | 12,528,000 | 11,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,099,000 | 956,723,000 | 1,032,099,000 | 984,022,000 |
| Interest-bearing deposits | 596,637,000 | 589,102,000 | 627,987,000 | 608,275,000 |
| Noninterest-bearing deposits | 359,462,000 | 367,621,000 | 404,112,000 | 375,747,000 |
| Equity capital | 144,190,000 | 147,683,000 | 151,053,000 | 151,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,113,000 | 21,106,000 | 32,906,000 | 45,103,000 |
| Interest expense | 552,000 | 1,127,000 | 1,753,000 | 2,417,000 |
| Net interest income | 9,561,000 | 19,979,000 | 31,153,000 | 42,686,000 |
| Noninterest income | 5,030,000 | 10,353,000 | 15,950,000 | 21,400,000 |
| Noninterest expense | 8,906,000 | 17,994,000 | 27,530,000 | 38,027,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 5,385,000 | 11,738,000 | 18,673,000 | 24,859,000 |
| Income tax | 1,738,000 | 3,830,000 | 6,122,000 | 9,672,000 |
| Net income | 3,647,000 | 7,908,000 | 12,551,000 | 15,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,608,000 | 141,801,000 | 145,165,000 | 146,577,000 |
| Total capital | 149,276,000 | 152,788,000 | 156,573,000 | 158,291,000 |
| Risk-weighted assets | 883,144,000 | 934,713,000 | 970,063,000 | 993,440,000 |