Call reports 2016
BANK OF UTAH — 2016
What BANK OF UTAH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 974,362,000 | 998,072,000 | 1,062,653,000 | 1,085,815,000 |
| Total loans | 737,042,000 | 748,278,000 | 762,818,000 | 765,456,000 |
| Allowance for loan losses | 8,699,000 | 8,712,000 | 8,731,000 | 9,653,000 |
| Securities available for sale | 108,752,000 | 108,149,000 | 111,549,000 | 127,705,000 |
| Securities held to maturity | 17,053,000 | 15,822,000 | 14,442,000 | 13,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,783,000 | 803,618,000 | 867,851,000 | 884,615,000 |
| Interest-bearing deposits | 544,134,000 | 549,180,000 | 585,060,000 | 574,606,000 |
| Noninterest-bearing deposits | 239,649,000 | 254,438,000 | 282,791,000 | 310,009,000 |
| Equity capital | 134,029,000 | 137,698,000 | 140,542,000 | 141,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,458,000 | 19,079,000 | 29,007,000 | 39,238,000 |
| Interest expense | 502,000 | 1,019,000 | 1,554,000 | 2,123,000 |
| Net interest income | 8,956,000 | 18,060,000 | 27,453,000 | 37,115,000 |
| Noninterest income | 4,750,000 | 10,553,000 | 16,455,000 | 22,383,000 |
| Noninterest expense | 8,336,000 | 16,704,000 | 25,458,000 | 34,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 900,000 |
| Pretax income | 5,370,000 | 11,909,000 | 18,450,000 | 24,162,000 |
| Income tax | 1,735,000 | 3,834,000 | 6,037,000 | 7,903,000 |
| Net income | 3,635,000 | 8,075,000 | 12,413,000 | 16,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,519,000 | 130,895,000 | 133,839,000 | 136,138,000 |
| Total capital | 136,818,000 | 140,207,000 | 143,270,000 | 146,491,000 |
| Risk-weighted assets | 816,985,000 | 808,054,000 | 832,147,000 | 842,979,000 |