Call reports 2015
BANK OF UTAH — 2015
What BANK OF UTAH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 901,815,000 | 916,112,000 | 958,069,000 | 952,884,000 |
| Total loans | 673,599,000 | 697,521,000 | 705,492,000 | 734,189,000 |
| Allowance for loan losses | 8,105,000 | 8,423,000 | 8,471,000 | 8,683,000 |
| Securities available for sale | 103,443,000 | 101,875,000 | 102,117,000 | 97,953,000 |
| Securities held to maturity | 21,971,000 | 21,662,000 | 19,845,000 | 17,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,579,000 | 737,372,000 | 769,775,000 | 766,115,000 |
| Interest-bearing deposits | 690,530,000 | 694,060,000 | 720,223,000 | 550,111,000 |
| Noninterest-bearing deposits | 34,049,000 | 43,312,000 | 49,552,000 | 216,004,000 |
| Equity capital | 123,445,000 | 126,385,000 | 129,557,000 | 130,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,354,000 | 17,277,000 | 26,380,000 | 35,789,000 |
| Interest expense | 414,000 | 845,000 | 1,315,000 | 1,810,000 |
| Net interest income | 7,940,000 | 16,432,000 | 25,065,000 | 33,979,000 |
| Noninterest income | 4,815,000 | 10,045,000 | 15,700,000 | 20,513,000 |
| Noninterest expense | 6,950,000 | 14,277,000 | 22,221,000 | 30,193,000 |
| Provision for loan losses | 800,000 | 1,100,000 | 1,100,000 | 1,300,000 |
| Pretax income | 5,005,000 | 11,100,000 | 17,444,000 | 22,999,000 |
| Income tax | 1,506,000 | 3,387,000 | 5,566,000 | 7,295,000 |
| Net income | 3,499,000 | 7,713,000 | 11,878,000 | 15,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,167,000 | 120,217,000 | 123,151,000 | 124,725,000 |
| Total capital | 125,872,000 | 129,239,000 | 132,223,000 | 134,008,000 |
| Risk-weighted assets | 738,392,000 | 772,536,000 | 769,232,000 | 803,131,000 |